Crypto has proven to be a reliable form of investment and currency in the global financial space. A decade ago the crypto market was unheard of by most of the world’s population; at the moment crypto is being embraced in almost every part of the world.
Even wealthy individuals and financial advisors are now talking about cryptocurrencies and encouraging people to invest their money in the crypto market.
You need to make money and give yourself that financial freedom you always wanted without depending on anyone and making the right choices for your finance for better income. Imagine investing in cryptos that will give you big returns once you know how to do it.
This has no gender role that’s the best part and both women and men can grab this opportunity to know which crypto to invest their money into for big returns.
Whether you are a regular investor or a newbie, now is the time to check out the top 20+ cryptos you can invest on before 2025 runs out that will shape the future of finance and technology.
What Are Cryptocurrencies?
Cryptocurrency is a digital or online currency that uses blockchain to secure transactions which gives transparency. This encrypts electronic information into a code that’s hard to break.
Every transaction is recorded on an online ledger or book called blockchain. The blockchain has a transparent record of all transactions that have been made. That’s why cryptocurrency is called “decentralized”. There’s no one that governs or regulates the currency. The blockchain controls its movement and tracking without need of anyone.
Blockchain is a key part of the crypto industry. By design it’s open-source, that’s why we see so many crypto backed financial products in the market.
What Are Cryptocurrencies Used For?
Many people buy crypto as an investment but most crypto can now be used to buy goods and services. For traders, this is a big advantage to accept more transactions.
As crypto holders hold their own crypto, these transactions are person-to-person, that’s why traders and friends can transfer easily to each other. Holders can bet their crypto, trade and use their crypto to invest in other blockchain based projects and localized organizations. Anything you can do in the traditional financial markets; there’s a crypto equivalent on the blockchain.
Are Cryptocurrencies Regulated?
In the United States and many other countries, regulation is underway to find a middle ground where cryptocurrency and its positive implications can move forward. Without crashing the systems that are essential for societies to function. In March 2022, President Joe Biden signed an Executive Order on Ensuring Responsible Development of Digital Assets.
Essentially, the Executive Order acknowledges the potential of the industry and the need for cross department research to address risk.
It is well regulated and safe to use and buy as all safety measures have been put in place for every investor to feel safe while investing.
Watch out for new developments to best understand what that means for you when investing in or transacting with cryptocurrencies.
Here is the top 20 Cryptocurrencies you can Invest On, Before 2025 Runs Out
List of top potential and good crypto to invest on for gainings and return on investment before 2025 run out, full list.
1. Bitcoin (BTC)
Bitcoin, created in 2009, is the first and most well-known cryptocurrency. It remains the largest by market capitalization and is often called as “online gold” due to its role as a store of value.
Widely regarded as a reliable investment with a history of high growth, Bitcoin holds an important trust among investors, contributing to its rising value. While its performance is not guaranteed, it remains the most valued and recognized cryptocurrency globally.
Bitcoin is also widely used as a online currency, accepted by many stores and online platforms for purchasing goods and services, making it the top choice for transactions involving both real world and digital assets.
As of today, the current rate of Bitcoin is $104.851.00 which is a total of #162,293,201.99 in Nigeria currency as of the rate dollar is sold for #1,547.85 per $1. Which makes it the one of the highest and best crypto to invest for better revenue.
2. Ethereum (ETH)
Ethereum created in 2015 which quickly rose to becoming the second-largest cryptocurrency. It is different from Bitcoin, as it serves a lot of different purposes, and is being used for a variety of localized applications.
Ethereum is a localized platform that runs smart contracts. These are applications that can be built on top of Ethereum’s blockchain. These contracts are programs that run exactly as programmed without any possibility of fraud or third-party interference.
Smart contracts allow for a wide range of possibilities, from games to financial applications. Ethereum was the blockchain birthplace of Non-Fungible Tokens (NFTs). Through smart contracts, Non-Fungible Tokens could be created, sold, and set in a variety of interesting ways to enable artists to get royalties as well make it possible for gamers to buy outfits and tools with Ether and use them in the game, e.g (CODM, Barbie game, Cooking madness, e.t.c.).
The rate of one Ethereum is $3,864.43 which 5,981,542.56 at the rate #1,547.85 a dollar is being sold at the moment in Nigeria. This is the second best crypto to invest your money for better income.
3. Tether (USDT)
Tether was created in 2014, which has become a stable coin that is pegged to the US dollar. Currently, it is the third-largest cryptocurrency and one of the most popular stable coins.
The main use for Tether is to stabilize other cryptocurrencies. When the crypto market fluctuates a lot, investors often move their money into USDT so they don’t lose as much money. This helps to maintain the market and provides a way to buy cryptos when prices are low and sell when they are high.
Tether is sold at the rate of $1.00 per one Tether which is #1,548.85 in Nigeria currency making it a low and not of good investment at the moment.
4. USD Coin (USDC)
USD Coin is a stable coin created by Circle and Coinbase in 2018. It is backed 1:1 with the US dollar and is available on Coinbase.
Like Tether, USD Coin is used to stabilize other cryptocurrencies. Because it is available on Coinbase, it is one of the more accessible stable coins. Coinbase is one of the most popular crypto exchanges and allows for buying, selling, and transferring crypto easily.
This is sold at the rate of $1.00 per one coin which is #1,548.85 in Nigeria currency making it a low and not of good profit at the moment.
5. BINANCE COIN (BNB)
BNB is the former token of Binance, one of the most used platforms for buying, selling, and transferring crypto.
BNB can be used to pay fees on the Binance platform. These fees are often lower than if you were to pay them in another currency. It can also be used to buy other cryptos on the Binance platform.
A coin is sold at the rate of $714.95 which is #1,108,342.20 at the dollar rate of 1,548.85 in Naira. This is another good investment to have a high income once you invest.
6. XRP (XRP)
XRP is the old token of Ripple, a payments network for banks and financial institutions. Created on its own blockchain platform, called XRP Ledger, Ripple is used by banks and financial institutions as a way to settle transactions quickly and cheaply.
Because of its useful application for financial institutions, XRP has been adopted by some of the largest banks in the world.
As of today, the rating of XRP ledger is $2.54 which is #3,942.84 in Naira, at the exchange rate of a dollar of #1,548.85. This is a manageable investment.
7. CARDANO (ADA)
Cardano created in 2015 which is a smart contract platforms by Charles Hoskinson, who is one of the co-founders of Ethereum.
What makes it unique is that it uses a proof-of-stake system instead of proof-of-work. This makes it more energy efficient than other blockchain protocols. For context, Processing Bitcoin transactions consumes around 110 Terawatt Hours per year—which is equivalent to the annual energy draw of small countries such as Sweden. Cardano, on the other hand, is said to be 1.6 million times more energy efficient compared to Bitcoin, as cited by Forbes.
Currently, they are working on integrating a new programming language called Plutus, which will make it easier to develop smart contracts. The current rate is $1.04 while in naira it is #1,614.39 per coin.
8. Dogecoin (DOGE)
Dogecoin playfully started operation in 2013. It is based on the Doge meme, which also features a Shiba Inu dog.
While it may have begun as a joke, it has since grown to become one of the more popular cryptocurrencies. This is largely due to its low price, which makes it accessible to everyone.
It is a coin for the people and has been used for charitable causes, such as sending money to Kenya to build water wells. The rate of a coin is $0.3914.00 which is #607.57 in Naira time at the rate a dollar is sold for #1,548.85. Which is even lesser than the cost of a dollar.
9. BINANCE COIN USD (BUSD)
Binance USD is another stablecoin. It was created by Binance and is backed 1:1 with the US dollar.
Like other stablecoins, it is used to stabilize cryptocurrencies. Because it is from Binance, it can be used to pay fees on the Binance platform and to buy other cryptos.
10. SOLANA (SOL)
Solana created in 2017 by Anatoly Yakovenko, the former Chief Technical Officer at Qualcommis. which is a high-speed blockchain protocol that can process thousands of transactions per second.
Solana’s main selling point is its speed. It can process transactions much faster than other protocols like Ethereum. This makes it ideal for applications that need to process a lot of transactions quickly, such as video streaming or gaming. The rating of the Solana coin is $217.12 at the change of $1 which is #1,548.85 making it #337.035.38 in exchange. Imagine the investment and proof you will get once you start investing.
11. POLKADOT (DOT)
Polkadot was launched in 2016 and is called a “next-generation” blockchain protocol. It is designed to be scalable, flexible, and interoperable.
What makes Polkadot unique is that it uses parachains. These are chains that can be used for specific applications. This allows for a more customizable and efficient use of resources.
Polkadot is also working on something called “Polkaswap,” which is a localized exchange. This will allow users to trade DOT, ETH, and other assets in a trustless manner.
The rate of a Polkadot coin is $8.31 which is #12,899.61 and $1 is 1,548.85. This exchange is low but fair as it is better than the USD Coin exchange rate.
12. Dai (DAI)
Dai created in 2014 is a stable coin that is backed by the US dollar. It was created by MakerDAO, a decentralized autonomous organization (DAO) on the Ethereum blockchain.
What makes Dai standout is the use of a system called “in exchange debt positions.” This means that it is backed by other assets, such as ETH or BAT.
This makes Dai a very stable coin, as it is not subject to the same value as other cryptocurrencies.
The rate of this coin is $1.00 per coin which is #1,548.85 in Naira time. This is not much of a good investment as not much profit at the rate of dollar since it dropped.
13. POLYGON (MATIC)
Polygon launched in 2017 is a solution of scale for Ethereum. It is a 2 layer solution, which means that it sits on top of Ethereum and helps to improve its scale.
One of the main features of Polygon is sidechains. These are separate chains that can be used to process transactions. This drops some of the work from the Ethereum blockchain, which helps to improve its scale.
Polygon is also working on stake-mining that will allow users to earn rewards for staking their tokens on the network.
The Polygon coin is worth $0.55 which is lesser than the current worth of $1 which is #1,548.85.
14. SHIBA INU (SHIB)
Shiba Inu is another cryptocurrency that was created as a joke coin in 2021. It is based on the Dogecoin meme, which features a Shiba Inu dog.
However, unlike Dogecoin, which has a market cap of $1 billion, Shiba Inu has a market cap of $5 billion. This is because it was created on the Ethereum blockchain, which allows for token cloning.
This means that anyone can create their own version of Shiba Inu. As a result, there are now over 100 different versions of the coin.
The current rate of a coin for Shiba is $0.000026 per coin which is more or less of no value or profit. Maybe in a few years the value might skyrocket.
15. TRON (TRX)
TRON is a localized entertainment protocol founded in 2017. It is designed to localize the internet and allow for a more open market.
TRON owns it blockchain, which is designed to be scalable. It can also process transactions very quickly.
TRON is working on a number of different projects, such as the TRON Arcade, which is a gaming platform. The value of a TRON Coin is
16. AVALANCHE (AVAX)
Avalanche is a platform for launching decentralized finance applications and enterprise blockchains. It is designed to be scalable and secure.
Avalanche is based on a proof-of-stake system model, which means that users can earn rewards for staking their tokens on the network.
Working with smart contracts, they are improving the use of the platform. The current rate of AVAX Coin is $46.51 per coin and the exchange rate in Naira time is #75,302.07 for the $1 exchange rate which is 1.548.85. This is also another good investment to put your money in.
17. UNUS SED LEO (LEO)
UNUS SED LEO is a token that is used to power the Bitfinex exchange. This means it can be used to pay for fees on the Bitfinex exchange. Users can then get a discount on fees if they use UNUS SED LEO to pay them. It was created in 2019 and is backed by the US dollar.
UNUS SED LEO allows users to earn rewards for staking their tokens on the exchange. Staking is a practice in which users lock up tokens to help improve the security of the network. Rewards are paid out in the form of LEO tokens.
The rate of this coin is $9.62 per coin and $1 is 1,548.85 in Naira time which is 14,933.13 in Naira current rate.
18. LITECOIN (LTC)
Litecoin was created in 2011 as a lightweight version of Bitcoin. It has a number of different features that make it unique, such as faster transaction times and improved storage efficiency.
Litecoin is often used as a testnet for Bitcoin. This means that developers can test new features on Litecoin before implementing them on Bitcoin. As one of the older cryptocurrencies, outside of Bitcoin, it has a large community of supporters.
The current rate of a Litecoin is $122.10 per coin and $1 is 1,548.85 in Naira time which is 189,535.83 in Naira exchange.
19. STELLAR (XLM)
Stellar is a payments network that allows for fast, cross-border transactions. It is designed to be scalable and to work with existing financial building. It’s based on a system protocol, which means that it does not require mining in order to validate transactions. This makes it more energy efficient than other cryptocurrencies.
In addition to its cryptocurrency, Stella is working on projects like StellarX, which is a localized exchange. And Fast Network, designed to make Stellar even faster and more scalable.
One Stellar coin is $0.42 which is lesser than the current rate of $1 which is 1,548.85.
20. BITCOIN CASH (BCH)
Bitcoin Cash is a duplicate of Bitcoin. This means that it is a copy of Bitcoin with some changes. The main change is the block size, which is eight times larger on Bitcoin Cash. This allows for more transactions to be processed per second.
Bitcoin Cash also has a different mining algorithm than Bitcoin, which makes it more accessible to miners who do not have access to specialized equipment.
This is $522.67 per Bitcoin Cash which is #811,340.64 in Naira for USD exchange rate at #1,548.85 as of today.
How To Find & Known a Potential Cryptocurrencies to Invest on
- Start with established coins: For beginners, consider well-known cryptocurrencies like Bitcoin and Ethereum due to their wider market acceptance and relative stability.
- Follow Industry trends and News: Stay updated on developments in the cryptocurrency space to identify promising projects.
- Use Cryptocurrency Research Platforms: Utilize platforms that provide data and analysis on various cryptocurrencies.
- Learn more: Cryptocurrency Prices
- Consult Financial Advisors: Seek advice from professionals with knowledge in cryptocurrency investments, especially if you are new to the market.
CONCLUSION
If there is one investment lesson you should take out of 2024, crypto is here to stay for a long time. My advice look into the list above and choose the ones you can invest in. Make sure you do proper research before putting your money in any of these investments.
