Learn about the Best Virtual Dollar Card To Use For Online Payment & Shopping in Nigeria, best virtual dollar card to use for online payment and shopping on any international and local websites or app.
With the rise in online shopping and payments in Nigeria, there is a notable need to have a working Virtual dollar card to use for online payment and shopping.
These cards allow users from Nigeria to avoid currency limits imposed by websites and pay for goods they purchased online, such as on Amazon, ebay, Aliexpress, Google ads, Netflix and international web hosting companies and even many more.
Since Many virtual dollar card options are available, it is important to known the best and the most reliable dollar card to use for shopping, that works on any websites or apps in Nigeria. This article will discuss the 15 best virtual dollar cards that can be used for online shopping and payments in Nigeria without disapointment.
What is Virtual Dollar card
A virtual dollar card in Nigeria refers to a atm card that Nigerian can use for payment and shopping without difficulties on international transactions. Without the Given limitations on foreign currencies and unstable exchange rate in Nigeria, these cards help users make online purchases and pay seamlessly.
Key Features of Having a Virtual Dollar Cards in Nigeria
- Foreign Transactions: These cards can be used by Nigerians to pay for services like Netflix, Amazon, and Apple Music, aliexpress, ebay, shopify and many more.
- Convenience: Users can use mobile devices to apply and obtain virtual dollar cards from a variety of fintech platforms in Nigeria directly from their phone or laptop.
- Security: Virtual cards provide extra security by allowing users to generate a new card for each transaction or easily block them if lost.
- No Physical Card Needed: These cards are issued only in electronic form, so they are very useful when making payments through the internet for goods and services and when making subscriptions, as there is no physical card which has to be carried around.
Top 15 Best Virtual Dollar Card To Use in Nigeria
Here is the list of the top 15 best virtual dollar card provider to use in Nigeria, for fast online payment and shopping with cheap dollar rate to naira when making payments online, from 15 – 1.
15. PST.NET
PST.NET virtual card is a global service that provides virtual prepaid for international online transaction. It offers a convenient way for Nigerians who needs to make payment in dollars or other foreign currencies without using physical card.
The virtual card is primarily used for online platforms like Tiktok, eBay, Aliexpress, Netflix, etc. and can be used for online market place like Google store, Apple store, Microsoft store, etc. It provides various virtual cards for different types of payments including purchase (ultima), work, entertainment and advertisement.
The first card can be gotten without documents but has a limit of $500. To increase the card issuance and spending limit, you will do a simple verification. Click here to get your PST vitual card.
14. Zole
Zole Virtual Dollar Card is a digital payment tool offered by Zole, a financial technology company. Its goal is to make international payments easier for Nigerians.
With this card, users can easily make international transactions in US dollars without needing a physical card. This makes it perfect for online shopping, subscriptions, and other payments on global websites.
The card is valid for three years and can be created instantly from the Zole app. You can also customize the card in colors that you want. Click here to request for Zole virtual card now.
13. Tribapay
Tribapay Virtual Dollar Card is a financial service provided by Tribapay, a fintech company that aims to offer easy and effective payment methods for Nigerians.
This virtual card lets users conduct smooth international transactions using US dollars, which is particularly useful for online shopping, subscriptions, and payments on websites that don’t accept Nigerian naira.
Read Also: 7 Best Bank in Nigeria With Higher Dollar Rates to Naira
The cards are widely accepted on many websites and platforms; you can connect them to your PayPal accounts to withdraw funds. Tribapay provides different virtual cards for different uses, like shopping and traveling. You can click here to try out the virtual card services.
12. SwiftPay
SwiftPay Virtual Card is a digital financial product offered by SwiftPay, a fintech company that aims to provide smooth global payment services.
This virtual card helps users, especially in Nigeria, to perform international transactions without the restrictions of typical naira-based bank cards.
SwiftPay virtual card is perfect for online shopping, subscriptions, and payments on international websites to make payment and also receive funds. you can click here to try swiftpay.
11. Fundall
Fundall virtual card is a dollar denominated card, making it ideal for online transactions in foreign currencies. This reduces the challenges posed by naira-denominated bank cards, which often have limited international spending capabilities.
You can create the card on the Fundall app and it is free for a first time virtual card creation. The card must be funded with a minimum of $5.
Fundall virtual card can be used for international purchases on websites such as Amazon, eBay, Netflix, and other platforms where Visa or MasterCard is accepted, offering global access without worrying about restrictions on naira cards. Try out fundall card here.
10. Changera
Changera virtual card is a financial service, offered by Changera, a fintech Platforms that allows its users to carry out international transaction and manage virtual account.
Changera’s virtual card is a prepaid, dollar-denominated card that can be used for online transactions across the world. It is particularly useful for Nigerians who need to pay for international services like subscriptions (Netflix, Spotify, etc.), e-commerce shopping (Amazon, eBay, etc.), and digital ads (Google Ads, Facebook Ads).
Changera virtual card allows a maximum hold of $2500 and $10,000 monthly limits on its virtual dollar card. It has no minimum funding limit. Click here to try it out.
9. Bitnob
Bitnob is a fintech company that focuses on providing a unique and easy financial services in cryptocurrency and Fiat currency.
Bitnob’s virtual dollar card allows you to add up to $10,000, but each time you add money, you can only put in $1,000.
Read Also: Flutterwave Vs Paystack: Which One is the Best for Your Website Online Payment
Users can personalize their virtual cards to match their personalities by changing the color, name, and description on the card and it can be used for global international payments. Click here to try out bitnob.
8. Vesti
Vesti virtual card is an electronic financial payment option issued by Vesti, which is a fintech company giving banking services to immigrants and people in countries such as Nigeria.
The primary aim of Vesti is to enable worldwide payments, transfer of funds and provide international financial services. Such international transactions can be done using the Vesti virtual card without the need to use the standard naira cards that are often restrictive in terms of what one can purchase or transaction.
Transactions are fast and the card can be used on over 100 platforms and websites that accepts visa cards. You will need the equivalent of $10 in your local currency wallet and complete KYC to create a virtual card on vesti.
The card also allows a monthly spending of $10,000 that can be funded from the Naira wallet. click here to try out vesti today.
7. Eversend
Eversend Virtual Card is a digital financial product offered by Eversend, a multi-currency wallet that allows users in Nigeria to send, receive, and manage money across borders.
The virtual card service is particularly useful for Nigerians who want to make international payments without needing a physical bank card, offering an easy way to make transactions online in foreign currencies.
You can create multiple virtual cards as you like and also delete or freeze a card in case you think the cards have been tampered with. Try out eversend virtual card from here.
6. Grey
Grey Virtual Card is a digital service provided by Grey, a financial technology company that helps Africans with international money transfers.
Grey lets people in Nigeria and other African countries open accounts in foreign currencies and make international payments easily.
Grey Virtual Card is made to help users handle and spend foreign money, like dollars, more conveniently, without the restrictions of regular naira-based bank cards. You will be charged a fee of $4 and an additional $1 dollar (which will later be credited to your account) when you want to create your virtual card.
The smallest amount you can deposit per transaction is $2, and the largest is $2,500. You can put money into your Naira account and change it to US dollars to put on your card. You can also take out money from the card whenever you need to. Click here to try grey out today.
5. Cardtonic
Cardtonic is a platform mainly used for buying and selling gift cards in Nigeria.
Besides their gift card services, Cardtonic has also started offering a virtual dollar card to meet the increasing need for international transactions, particularly in the digital economy.
Cardtonic is special because its cards work worldwide, and you can add money to them using Naira in your Cardtonic wallet at the best exchange rates. You will need a KYC verification before you get your virtual card. Click here to get started with cardtonic.
4. Chipper Cash
Chipper Cash virtual card is a product offered by Chipper Cash, which is one of the leading financial technology platform in Africa, allowing it users to perform financial services transactions.
virtual card can be generated instantly on chipper cash mobile app, once your account is funded. The virtual card can be use for purchases on international platforms like Amazon, Spotify, Netflix and other platforms that requires dollar payment.
On Chipper Cash virtual card, the maximum daily withdrawal is $1,000 while the maximum monthly withdrawal is $5,000. Get your chipper cash virtual card here.
3. ALAT by Wema
ALAT, a digital banking platform by Wema Bank, offers a virtual dollar card that allows users to perform international transactions without the need for a physical card.
This virtual cards allow you to buy from international trading platforms such as Amazon, Shopify, etc.
The maximum amount that can be on the card is $20,000 which can be done from the naira account. You can also convert your naira to dollar directly from the app. Click here to try out alat.
2. GeegPay
GeegPay Virtual Card is a financial service offered by GeegPay, a fintech platform, primarily for freelancers and remote workers in Africa.
GeegPay enables users, particularly in Nigeria, to receive international payments and access global financial services. The virtual card, specifically, helps users make international transactions easily by providing them with a dollar-denominated card that can be used on various international platforms.
The virtual dollar card is powered by Mastercard and it works like the the Nigerian debit card but exist in virtual form. The minimum amount you can fund your card is $2.
On the virtual card, you can freeze your card if you suspect any suspicious activities, rename your card and set spending limit. Try out geegpay virtual card now.
1. KUDA
Kuda bank is a Nigerian fintech company known for offering many online banking services.
Kuda bank currently has the best virtual dollar card in nigeria designed to payment easy and smooth for international transactions, especially for online shopping, subscriptions, and payments on platforms that does not accept naira cards.
Kuda virtual dollar card lets you send and receive money in US dollars directly to your local bank account in Nigeria at high dollar rate. You can click here to try kuda virtual dollar.
Read Also: Opay, Palmpay, MoniePoint App, Which One Is The Best To Use In Nigeria
Conclusion
In conclusion , Having a virtual dollar cards is important for any Nigerians who wants to make international payments or shop online on foriegn websites.
With many options available, users can easily find and choose any virtual dollar card that suits their needs, to help them pay, shop and reciveve payment in any countiries.
