How to Create a Personal and Business Moniepoint Account in (2024)

Everyone is currently going into digital banking, no one wants to go through the bank stress and queue anymore. And I’m sure you are also very tired, then you should know that having a Moniepoint Account is one of the simplest way to free yourself from the bank bondage.

Moniepoint is a service created by TeamApt, a Nigeria financial technology company and it was established in 2015. Initially it was designed to provide comprehensive payment solutions to users. Moniepoint has since grown to become a significant player in the digital financial services sector in Nigeria

It is one of the leading financial technology platforms in Nigeria, that provides a range of financial services including payments, banking, and lending. Whether you’re an individual looking to streamline your finances or a business owner seeking efficient transaction solutions, Moniepoint offers comprehensive services tailored to your needs.

This article will guide you through the steps of creating and owning a personal and business Moniepoint account as a Nigerian.

How to Create a Personal Moniepoint Account

How To Create A Personal And Business Moniepoint Account In (2024)
A Personal Account.

1. Download the App

  • Visit the Google Play Store or Apple App Store on your mobile device.
  • Search for “Moniepoint Personal App” and download the app.

2. Fill in your details and verify your phone number. 

  • Provide your email and phone number and verify your phone number with an OTP. 

3. Get Verified 

  • Select Username & password.
  • Provide your BVN and KYC details.
  • Start face & ID verification. 
  • Set up a security PIN for your account to ensure secure transactions.You can also enable fingerprint or facial recognition if your device supports these features for added security.

4. Fund your account

  • Click on “add money” to find your account details, and top up to start making transfers. 

5. You’re done!

  • Click on the card menu to order a card and get it in 48hrs. 

How to Create a Business Moniepoint Account

How To Create A Personal And Business Moniepoint Account In (2024)
A Business Account.

1. Visit the Moniepoint Website Select “Sign Up” to create a new business account.

  • Or Download the App On Google Playstore
  • Search For ” MoniePoint business APP”
  • Open and install the app and signup

3. Provide Business Information

  • Enter your business details, including the business name, registration number, business address, and type of business.
  • Upload your business registration documents, such as your CAC (Corporate Affairs Commission) certificate.

4. Verify Your Identity

  • Moniepoint will require personal identification of the business owner or authorized representative.
  • Upload a valid form of identification e.g, National ID, Driver’s License, International passport and a passport photograph.

Read Also: How To Save And Invest On Cowrywise App

5. Set Up Business Banking Details

  • Provide the business bank account details for transaction.
  • Verify the bank account through the provided instructions.

6. Configure Payment Options

  • Choose the payment options you wish to offer your customers, such as POS terminals, online payment gateways, and mobile payments.
  • Set up your preferred transaction notifications and reports.

7. Activate Your Business Account

  • Once all information and documents are verified, Moniepoint will activate your business account.
  • You can now start using the business services, including receiving payments, managing transactions, and accessing business loans.

Tips for Using Moniepoint Accounts Effectively

  • Use Moniepoint App for airtime and data purchase
  • Save and invest on moniepoint app
  • Use moniepoint pos for fast transaction
  • Become a moniepoint sales pos agent
  • Earn daily from referrals commisions on moniepoint
  • Use moniepoint app for business invoicing and payment
  • Use Moniepoint app for bank transfers and receiving funds

Other Important Guides & Tips on Moniepoint Account

  • Keep Your Information Updated: Ensure that all your personal and business information is up-to-date to avoid any service interruptions.
  • Utilize Security Features: Regularly update your passwords and use all available security features like PINs and biometric authentication.
  • Monitor Transactions: Regularly check your transaction history for any discrepancies and report any suspicious activities immediately.
  • Leverage Customer Support: Moniepoint offers robust customer support. Contact them for any issues or questions to ensure smooth operations.


As a person creating and owning a Moniepoint account provides you with a seamless and efficient way to help manage your financial transactions especially in a country like Nigeria.

With the moniepoint user-friendly interface and robust security features, it stands out as a reliable choice for individuals and business owners who wants to go into digital and smooth banking.

Check out Gantech for more helpful content.

Rosemary Ita

I'm Rosemary Ita, a Nigerian writer who firmly believe that storytelling is the cornerstone of compelling content and copy. My passion for exploring diverse topics knows no bounds, but I have a particular affinity for creating content focused on women's health.

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